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[ 0 ] Jul. 25, 2011 | SBO Editor

Hiscox, the first insurer offering U.S. small businesses the ability to purchase insurance direct online and in real time, recently announced the launch of their Business Owners Policy (BOP) offering in Arizona, California and New York, with coverage in additional states planned for later this year.

The business owner’s insurance package (BOP) combines general liability insurance with business property coverage to address typical risks faced by small businesses. The BOP offering provides businesses with customized and flexible coverage options for risks including commercial property, office buildings, commercial crime, electronic data loss and hired or non-owned vehicles liability. ┬áBOP coverage through Hiscox starts at only $500 a year and home-based businesses can qualify for discounts of up to 10%.

“The addition of the Business Owners Policy complements our existing suite of insurance products for small business owners,” said Kevin Kerridge, small business insurance expert from Hiscox. “The BOP coverage offers small business owners additional protection for their business equipment and property, as well as additional exposures small business owners commonly face.”

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Category: Features